If I had to look back on the past year and give thoughts on my life, it would be this: I’m embarrassed.
Actually, it’s more than that.
In the last year, my husband and I have suffered incredible financial setbacks. What began as him leaving a job where his paychecks were bouncing, to starting his own company during an incredibly difficult economy, was topped off with me losing my job—and the only steady income and security we had—nearly a year later.
While nothing will put you to the test like losing more than half of your income, nothing will leave you more embarrassed—mortified even—to cut back on everything in your life only to discover that you have been an incredibly wasteful person.
